2026 Homeowners Market Data Call

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2026 Key Dates

May 21, 2026 Extension Memorandum Sent

New: July 15, 2026 Data due from companies
March 25, 2026 Letters Sent
June 15, 2026 Data due from companies

TO: 2026 Homeowners Market Data Call Companies

FROM: Homeowners Market Data Call States

DATE: May 21, 2026

RE: 2026 Homeowners Market Data Call Extension

State insurance regulators received a request to extend the response deadline for the Homeowners Data Call (Data Call), currently due June 15, 2026. The request seeks a one-month extension to July 15, 2026.

In consideration of the expanded scope of this year’s data call, providing insurers additional time to compile and validate the required information is expected to reduce data inaccuracies and validation issues. With the approved extension, states expect insurers to conduct appropriate quality assurance reviews prior to submission. Accordingly, submitted data should contain accurate and reliable information, minimizing delays in the evaluation process and supporting the overall objectives of the data call.

Although the deadline has been extended to July 15, 2026, insurers are expected to submit data as it becomes available rather than waiting until the final due date. The industry should act in a manner that anticipates no further extensions.

Information regarding the 2026 homeowners market data call can be found on its webpage: 2026 Homeowners Market Data Call

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March 25, 2026

Homeowners Market Data Call States, using their applicable legal authority, require submission of the homeowners market data call in each state where your company either:

wrote at least $50,000 in direct written premium in line 4 (homeowners) of the Annual Statement in any of the years 2018-2025; or
wrote at least $50,000 in premium that falls within the data requested in the data call written outside of line 4 in any of the years 2018-2025. This includes business written in Dwelling or Homeowners policy forms DP-1, DP-2, DP-3, HO-1, HO-2, HO-3, HO-4 HO-5, HO-6, HO-7 HO-8 or the equivalent form in states without standard policy forms.

If your company is required to file homeowners data, the data is requested for the years 2018, 2019, 2020, 2021, 2022, 2023, 2024, and 2025 in those states where you met the criteria shown above.

Submissions are due by June 15, 2026.

To submit the data, use the online tool. Instructions are available on this page under RDC Setup and in the Resources section. The template and definitions for all data elements, Frequently Asked Questions, and other documentation relevant to the data call can be found in the Resources section of this page. A webinar will be scheduled and posted on the webpage.

It is the responsibility of the company to verify that the company’s filings meet the requirements of the data request and other documentation available on the webpage.

To the extent permitted by applicable state law, your company's data will be kept confidential.

Questions concerning the data call should be directed to propertydata@naic.org.

RDC Setup - STEPS TO TAKE

Step 1: Obtain a User ID and Password

You should request your User IDs and role assignments now, so you will be prepared to submit the data call by the deadline. Here’s what you need to do:

If submitting data for your company, you should obtain a User ID and password by contacting the �鶹ԭ�� Helpdesk at help@naic.org. Indicate that you will need access to RDC for submission of the HMDC 2026 data call and identify the role to be assigned, RDC_HMDC2026_USER_PR.

Once the permission is assigned, the report must be submitted by logging into the �鶹ԭ�� reporting portal, selecting "PAC" as the "datacall group", and selecting "HMDC_2026".

Please note users will be required to use Multi-Factor Authentication (MFA). MFA adds an extra layer of security for users, helping protect against unauthorized access by requiring an additional form of authentication beyond username and password. After logging in, users will be prompted to set an MFA type of their choice including Okta Verify, Google Authenticator, Voice Call Authentication, Email Authentication, and SMS Authentication. There are help documents for implementing specific MFA factors on the �鶹ԭ�� Help Page.

Step 2: Read the documents on this website to familiarize yourself with the definitions needed to be understood to accurately complete the survey.

Step 3: Complete the Data Call Report

1. Read the Resource documents for common questions about the data call and data call process.
2. Review the "How to Upload the Homeowners Data Call" resource for technical details involved with the RDC uploading process.
3. In RDC, submit the survey.